As temperatures continue to rise across Punjab, Islamabad, and nearby areas, staying cool has become more of a necessity than a luxury. With the extreme heat gripping many parts of Pakistan, the demand for air conditioners has increased sharply — and so have the prices. To help people manage these high costs, several commercial banks are now offering easy installment plans for top AC models.
One of the options available is the Haier 1 Ton RF Series, which is becoming more affordable for families looking to stay cool during the hot weather. This model features Smart DC Inverter Technology, Turbo Cooling and Heating, and provides reliable performance.
Consumers can now choose simple monthly installment plans through banks like UBL, Bank Alfalah, and Silk Bank. Monthly payments start from as low as Rs. 5,781, and in some extended plans, the amount is even lower at Rs. 5,700.
AC Installment Plans 2025
United Bank Limited (UBL)
| Duration | Installment | Total Amount |
|---|---|---|
| 3 months | 42,293 | 126,880 |
| 6 months | 21,909 | 131,453 |
| 12 months | 11,741 | 140,891 |
Bank Alfalah
| Duration | Monthly Installment | Total Amount | |
|---|---|---|---|
| 3 months | 40,333 | 120,999 | |
| 6 months | 27,656 | 165,938 | |
| 12 months | 13,990 | 167,874 | |
| 18 months | 9,320 | 167,765 |
Silk Bank
| Duration | Installment | Total Amount |
|---|---|---|
| 3 months | 42,753 | 128,259 |
| 6 months | 22,586 | 135,519 |
| 12 months | 12,503 | 150,039 |
| 18 months | 9,142 | 164,559 |
| 24 months | 7,462 | 179,079 |
| 36 months | 5,781 | 208,118 |
All ACs are available at e-commerce stores and online platforms. Customers are advised to check with their respective banks for eligibility and application procedures.
