The Directorate of National Savings has announced a downward revision in profit rates across multiple National Savings Schemes (NSS), with reductions of up to 100 basis points, effective from May 21, 2025.
The biggest reduction was made to the Savings Account (SA) return, which was decreased by 1 percent. It went down from 10.5 percent to 9.5 percent.
[embedpost slug="sbp-issues-guidelines-for-regulatory-sandbox/"]
Special Savings Certificates (SSC) and Special Savings Accounts (SSA): Down by 30 basis points to 10.90 percent.
Regular Income Certificates (RIC): Reduced by 18 basis points to 11.52 percent.
Defence Savings Certificates (DSC): Declined by 21 basis points to 11.91 percent.
Bahbood Savings Certificates (BSC), Pensioner Benefit Account (PBA), and Shuhada Family Welfare Account (SFWA): All decreased by 24 basis points to 13.44 percent.
Sarwa Islamic Term Account (SITA): Dropped from 10.44 percent to 10.34 percent.
This change comes after the State Bank of Pakistan decided to lower its policy rate by 1 percent, bringing it down to 11 percent. The goal is to make borrowing cheaper and boost economic growth.
